Need an appraisal in Aransas Pass or San Patricio County?The top 7 reasons why Texas homeowners need Accurate Appraisal Associates CMAS:
We at Accurate Appraisal Associates CMAS understand the unique needs of a homeowner seeking appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.Challenge San Patricio County's assessment of your propertyYour local tax assessor may have your house overvalued if you live in an area that's declining or is not appreciating as much as other properties close by. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. An appraisal from Accurate Appraisal Associates CMAS is your #1 weapon when challenging your property tax assessment.Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut costs for homeowners. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping homeowners just like you rid yourselves of undesirable PMI insurance.HELOC recently frozen?If your house is near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inopportune from a cash flow viewpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Accurate Appraisal Associates CMAS can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for efficiency? An appraiser from Accurate Appraisal Associates CMAS can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have in your possession. Even though most appraisal reviews are requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to get a second opinion. |
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